Treasury and working capital management
Real-time cash visibility, improved liquidity, and reduced risk
With SAP S/4HANA Cloud, you can unlock cash, enhance financial performance metrics, and automate your operations.
Act quickly and strengthen your business against future shocks
SAP S/4HANA Cloud provides a comprehensive view of your current financial position.
Access comprehensive business insights through on-the-fly analytics and deep drill-downs
Automate processes for operational efficiency, effectiveness, and control with straight-through processing and intelligent applications
Improve operational risk mitigation and treasury compliance by implementing embedded controls using alerts, monitoring tools, workflows, and process integration
Increase agility, scalability, and extensibility across your entire treasury ecosystem
Explore treasury and working capital management solutions from SAP
SAP S/4HANA Cloud provides the confidence you need to optimize costs associated with bank services,
plan future cash flows, and get long-term guidance on treasury operations.
Bank relationship management
Maintain an updated inventory of your banks and accounts to manage their entire lifecycle – from opening to closing.
Cash positioning
Generate your latest cash position automatically from integrated sources of cash flow and balance information.
Cash flow forecasting and liquidity planning
Capture cash flows from various sources centrally, develop an accurate forecast, and predict liquidity with AI capabilities.
Bank connectivity
Integrate cash management processes with your banks to process payments, acknowledgments, statements, and other messages.
SAP S/4HANA Cloud helps simplify and centralize enterprise-wide payments, so you can reduce the risk of fraud,
increase transparency across multiple banks and financial institutions, and automate workflows from start to finish.
Centralized payments factory
Automate payment activities and get a high degree of transparency, reliability, and control of your treasury operations.
In-house banking
Manage subsidiary payment activity with payment-on-behalf-of, collections-on-behalf-of, and intercompany-netting processes.
Bank connectivity
Create a digital, multi-bank channel between your SAP system and your banks with a host-to-host model, EBICS, SWIFT, or APIs.
SAP S/4HANA Cloud delivers the tools to simulate financial risk exposure, automate trading of financial instruments,
and respond quickly to changes in risk positions from currency exchange rates, interest rates, and commodity prices.
Financial risk management
Monitor financial risk exposure and hedge automatically with compliant accounting strategies and complete audit trail.
Financial trade management
Manage the full cycle of your financial trades for debt, investment, and risk management with built-in automation, financial accounting, reporting, and analytics.
Enhance treasury and risk capabilities with our application extensions:
Integrated trading on portals
Streamline, automate, and integrate SAP S/4HANA trading activities into trading platforms– both the outbound process for trade requests and the inbound process for trades.
Up-to-date market data
Fetch real-time market data from providers and leverage it to valuate financial assets and liabilities in SAP applications with SAP Market Rates Management.
SAP S/4HANA Cloud improves the efficiency of receivables management and increases collaboration
with customers by automating processes that optimize the financial value chain.
Receivables management
Collect open receivables and resolve disputes faster while controlling credit risk from customers and reducing bad debt.
Payables management
Leverage accounts payable automation to make vendor payments with greater control of cash outflows.
Credit integration
Optimize credit management decision-making by pulling customer credit scoring data automatically from a selected third-party credit agency.
Enhance working capital management capabilities with our application extensions:
Digital payment management
Automate credit card payment processing for incoming payments while connecting to multiple payment service providers with the SAP digital payments add-on.
Cash flow acceleration and preservation of cash
Optimize working capital across payables, receivables, and inventory with working capital management solutions from Taulia, now part of SAP.
See how customers are succeeding with SAP
Automating 85% of transactions with a central hub
Explore how airline JetBlue Airways improved visibility into its cash position and tightened bank account management.
Driving long-term success with out-of-the-box thinking
Discover how software provider AutoDesk transformed its manual intercompany loan process into an updated in-house bank.
Introducing a payment factory to in-house banking
See how e-commerce and service provider, Otto Group, standardized and simplifed transactions to diversify its treasury.
Resources
Journeys to treasury
Explore the emerging trends, challenges, and priorities that some of the world's leading treasurers believe will shape their best practices in 2024–2025 and beyond. This ninth edition is a collaboration between SAP, BNP Paribas, PwC, and the European Association of Corporate Treasurers (EACT).
CFO perspectives on unlocking insights through conversation
Discover new ways to quickly integrate innovative concepts, insights, and best practices into your business. In this e-book series for finance executives, you'll access the latest thought leadership created in partnership with Taulia.